Physical climate risk: a primer
Explore how physical climate risks from acute storms to chronic heat erode physical, human, and natural capital. Read the primer.
Max Girkins
7 days ago
- Estimated reading time: 8 minutes
Climate Risk Insights
Climate risk poses a financial risk, yet it's poorly integrated into business decisions.
We’re working with practitioners in insurance, investment, and industry to understand where current risk frameworks fall short and what information decision-makers actually need.
Share your perspective
The Problem
Climate related risks increasingly affect asset value, risk exposure, and long-term performance. As a result, they are now widely acknowledge as financially material.
Yet in practice, climate risk is often difficult to integrate into core decisions: from pricing and underwriting risk in insurances, to allocating and prioritising capital for asset owners and investors.
Current approaches often rely on data that is high-level, fragmented, and increasingly disconnected from a changing reality. This leads to parallel assessments, manual workarounds, and a growing gap between climate analysis and real decision-making.
Our purpose
We are exploring this challenge to better understand how climate risk is currently handled in real-world decision making.
This work is exploratory and learning-driven. Our aim is to identify where existing risk frameworks, data, and processes fall short in practice, and what would be required to make climate-related risks more decision-useful for insurers and investors.
Get involved
If you’re working hands-on with risk, investment, underwriting, or supply-chain decisions and are open to sharing your experience, we’d love to hear from you.
Participation involves a short, exploratory conversation. There is no product to sell, and no preparation required. Insights are anonymised unless agreed otherwise.
Share your perspectiveKey focus areas
- Existing models and data
- Current approaches and processes
- What decision-makers need to know
- How adaption modelling can close the protection gap for asset owners and investors
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